Qualify for More. Pay Less Tax. Retain More Income.
Access the Small Business Financing Program for incorporated business owners. Qualify using 100% of net business income, a 3-year average (when available) and 90% rental income.
This dramatically increases your borrowing power and your accountant will love it, too!
Takes 60 seconds to book and no cost to get your numbersWhy Business Owners Qualify for More.
100% Net Income
We use your corporation’s true net income - not just what you pay yourself personally.
Industry-leading add-Backs
Business expenses like depreciation, interest and amortization strengthen your qualifying income.
3-Year Average
Strong income years boost your approval. We know business can fluctuate. Just like ours.
Lower Personal Taxes
Keep your corporate tax strategy intact while still qualifying for more.
90% Rental Income
Maximize your buying power by using 90% of rental income across all properties.
Built for Business Owners
Designed specifically for incorporated business owners. We know your pain points.
How the Program Works.
Step 1 - Access Your Corporation’s Income (24 hours)
We review your true net business income. Not the small amount you pay yourself personally. This instantly increases qualifying power.
Step 2 - Apply Lender Add & A 3-Year Average (5-7 days)
We add back depreciation, interest, amortization, and average your strongest income years to maximize your usable income.
Step 3 - Get Approved With Banks (30-60 days)
You qualify for significantly more while keeping your current tax strategy intact.We handle the paperwork and accountant coordination for you
Real Results from Business Owners Like You.
“Switched from private B rate/Alt-lender to a credit union using 100% net business income and full lender add-backs.”
$1,533/Month saved
“Incorporated clients using the 3-year average and net-income method qualify for substantially higher amounts.”
+$400,000 buying power
“Most clients know exactly how much they qualify for within two days.”
48-hour pre-positioning
Why This Program Works When Banks Say No.
Traditional banks use the wrong formula — they only look at your personal T1 income. We use your corporation’s true net income so you can qualify using what your business really earns.
Your strongest income years count
We use up to a 3-year average (when available) to capture your best years.
Industry-leading add-backs
Depreciation, interest and amortization strengthen your income instead of hurting it.
Built for incorporated business owners
This program is designed specifically for small business owners with fluctuating income
Our No-Risk Gaurantee
You don’t pay anything. If we don’t save you at least $20,000, we don’t recommend that you move forward, and if you do, we will reduce our cost.
✔ No-Cost Setup Guarantee
✔ Switch-Back Guarantee (30 Days)
✔ Hands-Off Promise — we deal directly with your lender
✔ Accountant Coordination Included
No cost. No risk. Just results.Included When You Apply This Month.
Bonus #1 - Zero Set Up Cost
We do all the work up front before you pay a penny. If you save, we earn. If you dont, we dont
Bonus #1 - Zero Set Up Cost
We do all the work up front before you pay a penny. If you save, we earn. If you dont, we dont
Bonus #2 - Accountant Reviewed and Approved.
We ensure your mortgage strategy aligns with your accountant’s tax plan.
Bonus #2 - Accountant Reviewed and Approved.
We ensure your mortgage strategy aligns with your accountant’s tax plan.
Bonus #3 - 12 Month Rate Monitoring
We notify you instantly when rates drop and create new savings opportunities.
Bonus #3 - 12 Month Rate Monitoring
We notify you instantly when rates drop and create new savings opportunities.
What You Receive.
Packaging + income analysis: $1,500
Lender matching & approval coordination: $500
Accountant communication: $300
Setup: $0 (Limited Offer)
Total Value: $2,300 — Included Free
Most clients save between $1,500–$3,000/month.
We show you your numbers before you commit.Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
Working with Vaneesh was a completely different and a refreshing experience. From our very first conversation, he was transparent, professional, and highly knowledgeable. Unlike others who over-promise and under-deliver, Vaneesh was upfront about what mortgage solutions he could realistically secure for me. What truly impressed me was that not only did he deliver on those expectations, but in the end, the final terms of my mortgage were actually better than what we initially discussed.
FAQs
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Banks only look at your personal T1 income. We use your corporation’s actual net income.
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No — you keep your existing tax strategy. We qualify you without changing how much you pay yourself.
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Most approvals take 30–60 days, depending on the lender.
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Yes. We coordinate with your accountant directly so nothing changes on your end.
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Yes. This program is specifically designed for incorporated owners and PRECs.
See how much you can save!
Take 60 seconds and see how much you can save.
✔ No-Cost Setup Guarantee
✔ Switch-Back Guarantee (30 Days)
✔ Hands-Off Promise — we deal directly with your lender
✔ Accountant Coordination Included
No cost. No risk. Just results.